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Gavel & Money Inside a Bankruptcy Court

Saving Your Home And More Through Chapter 13

Chapter 13 Bankruptcy

Expert Guidance for Debt Relief in New Jersey

If you find yourself in debt and uncertain about your next steps, it's important to remember that you are not alone. Many individuals face similar challenges, and New Jersey has the highest rate of foreclosures in the country. The primary objective of Chapter 13 bankruptcy is to help individuals retain their homes and avoid foreclosure. The encouraging news is that your situation can improve. Filing for Chapter 13 bankruptcy could be an effective solution to protect your home and provide a fresh start.

In many cases we can also discharge old automobile insurance surcharges and enable clients to get their license back.

 

There are certain situations where even tax liability to the IRS and the state can be discharged in bankruptcy.  If you have any tax debt, make sure to ask about whether it can be included in your proceedings.

​At Lavery & Sirkis, we have helped thousands of clients find lasting debt relief solutions over the past few decades. From our headquarters in Hackettstown, we can assist you anywhere in the surrounding areas of New Jersey. Plus, you can rely on our attorney to treat you with understanding and respect, offering the stellar client service you deserve. Arrange a free consultation with Joan Sirkis Warren by calling 908-850-6161.

A NJ Home Foreclosure Notice

Frequently Asked Questions About Chapter 13 Bankruptcy

A New Jersey Courthouse Near Hackettstown NJ

Learn More in A Free, Confidential Consultation

If you're ready to learn more about your options for protecting your home, stopping creditor harassment and getting your life back, don't hesitate to call us at 908-850-6161. You can also reach out to us to set up a free initial consultation in person or over the phone.

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