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Bankruptcy Law Books

Lavery & Sirkis New Jersey Bankruptcy Attorney

Compassionate, Ethical, and Experienced

Get a New Start
Through Bankruptcy 

Let Lavery & Sirkis guide you through bankruptcy options. Chapter 13 helps you keep your home and avoid foreclosure.

We have represented thousands of New Jersey clients in personal bankruptcy cases for over 35 years. Let us help you, too.

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What is Chapter 7?

Chapter 7 halts creditor actions, stops foreclosures, and erases unsecured debts medical bills and credit card debt after filing.

 

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What is Chapter 13?

Chapter 13 offers immediate benefits upon filing, including an automatic stay that stops creditor contact, wage garnishment, foreclosures, and car repossessions.

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About Us

Joan Sirkis Warren focuses exclusively on consumer debt relief, helping people take full advantage of the protections
afforded by Chapter 7 and Chapter 13.

 

Our NJ Bankruptcy Lawyer's Office

What You Can Expect From Our Bankruptcy Attorney

Attorney Joan Sirkis Warren offers over 35 years of bankruptcy experience, providing compassionate, personalized guidance and cost-sensitive representation, including free consultations and flexible payment plans, to help navigate this challenging time.

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Honest, Experienced Counsel

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Caring, One-on-One Service

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Cost-Sensitive Representation

Attorney Joan Sirkis knows how to take advantage of every nuance of the Bankruptcy Code and put it to work for you.

We understand this is a challenging time. Joan Sirkis Warren will be by your side, guiding you toward a brighter future every step of the way.

We respect your budget. That's why we offer free consultations and simple payment plans, allowing you to explore your options at cost today.

A Person in Debt Cutting Up a Credit Card
A New Jersey Property's Home Foreclosure Notice

Put a Stop to Creditor Harassment, Home Foreclosure, and More

Significant debt can fill every waking moment with stress and uncertainty. But there is good news: You can get your life back. You have the ability to put an end to the relentless calls from creditors, stop foreclosure actions, cease wage garnishment, and address various other issues by filing for bankruptcy. In certain situations, income tax debts owed to the IRS or the State of New Jersey may be discharged. Additionally, we can often eliminate old automobile insurance surcharges as well.

 

At Lavery & Sirkis in Hackettstown, we are proud to provide compassionate, understanding counsel about your debt relief options. You never have to worry about being judged or looked down on. Our only goal is to help you regain your financial footing and your peace of mind.

We provide a very personalized service compared to other attorneys.

What Our Clients Say

I was very happy with the service I received from Joan. She answered every question I had, kept me constantly up to date with everything through the whole process and was very thorough and professional. I'd also like to add that her receptionist is wonderfully pleasant to talk to and responded to my emails within a few minutes. I am very happy with the service I received from them and would highly recommend to anyone going through a difficult time, needing bankruptcy assistance.
ALEXANDRA W.
This office was more than helpful and caring with my financial situation! They helped and guided me through a process that I never thought I’d have to go through! Very fair pricing and the greatest communication throughout the process. It didn’t matter who you spoke to in the office everyone knew where the last person left off. It really felt like you dealt with only one person throughout because they were so professionally prepared. I don’t wish this on anyone but if you have to do it Lavery and Sirkis is the only answer!!! Thank you Joan and Kim and the rest of the team!!!
 
CARLOS R.
A New Jersey Courthouse Near Hackettstown NJ

Set Up a Free Consultation Today

If you're ready to learn more about your options for protecting your home, stopping creditor harassment and getting your life back, don't hesitate to call us at 908-850-6161. You can also reach out to us to set up a free initial consultation in person or over the phone.

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